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MALTA

PERMANENT RESIDENCE PROGRAM

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PROGRAM HIGHLIGHTS

Positioned at the heart of the Mediterranean, Malta offers political stability, a diversified, English-speaking EU economy, and a highly regarded financial system. The Malta Permanent Residence Program provides one of Europe’s fastest routes to permanent residency, combining an investor-friendly environment with strategic EU access, strong banking infrastructure, and sustained demand across real estate, tourism, and high-value industries.

€169,000

MINIMUM INVESTMENT

SCHENGEN AREA

visa-free travel

8 MONTHS

processing time

REAL ESTATE LEASE OR REAL ESTATE PURCHASE

Investment options

PROGRAM BENEFITS

The Malta Permanent Residence Program is designed for individuals seeking permanence without compromise. Its benefits extend beyond residency, offering long-term security, access, and lifestyle continuity.

PERMANENT EU RESIDENCY

Secure the right to reside and settle indefinitely within a stable European jurisdiction.

VISA-FREE SCHENGEN TRAVEL

Visa-free travel across Europe, enabling seamless business, lifestyle, and family movement within the Schengen Area.

FAMILY INCLUSION

Extend residency privileges to qualifying dependents under a single application framework.

FAVORABLE TAX ENVIRONMENT

Access residency schemes offering potential tax efficiencies on foreign-source income.

STRONG DUE DILIGENCE

Transparent, government-led vetting ensures program credibility and long-term security.

HIGH STANDARD OF LIVING

Benefit from Malta’s strong healthcare, education, infrastructure, and overall quality of life.

NO LANGUAGE REQUIREMENT

No linguistic or cultural testing required to maintain residency status.

SAFE AND STABLE ENVIRONMENT

Reside in a politically stable country with low crime and strong institutional governance.

INVESTMENT OPTIONS

REAL ESTATE LEASE

Applicants may lease a property with a minimum annual rent of €14,000 for a minimum of five years.
After five years, subletting rights are available, provided the sub-tenant is not another applicant for the Malta Permanent Residence Program.

REAL ESTATE PURCHASE

Applicants may purchase a property with a minimum value of €375,000 anywhere across the country.

From day one, applicants have the option to lease the property immediately for rental income.

FINANCIAL REQUIREMENTS

Applicants must show proof of capital of either €500,000 in total assets, of which €150,000 should be in liquid financial assets, or €650,000 in total assets with a reduced €75,000 in liquid financial assets.

CONTRIBUTIONS AND DEPENDENTS

A unified €37,000 contribution to the Maltese economy is required, regardless of whether the applicant chooses to purchase or lease a property, which saves rental applicants up to €23,000.

 

Fees for 18+ adult dependents are €7,500, while spouses and minor children incur no additional fee.

ADMINISTRATION FEE

The total administration fee is €60,000, split into two payments:


▪ €15,000 upfront, payable upon application submission
▪ €45,000 due upon approval

IMMEDIATE RESIDENCY

Upon submission of the application and payment of the initial €15,000 fee, applicants receive a temporary, renewable one-year residency card, allowing families to relocate to Malta without delays.

ELIGIBILITY CRITERIA

To qualify for the Malta Permanent Residence Program, applicants must fulfill the investment requirements and satisfy specific eligibility criteria. The main applicant must be a non-EU, non-EEA, and non-Swiss national, be at least 18 years of age, possess a certificate of good health from a recognized healthcare provider, demonstrate a stable and regular source of income, and maintain a clean criminal record.

PROCEDURES AND TIMELINES

The application process for the Malta Permanent Residence Program is clear and uncomplicated. Applicants submit applications to the Residency Malta Agency, the governing body overseeing the process. Following thorough due diligence, approved applicants proceed with the required investments. Successful applicants are issued a Maltese residence certificate by The Residency Malta Agency, serving as their permit.

Stage 2: Residency Approval — Weeks 24–28

Transfer of required contribution to the Maltese economy and Donation to non-government organization.

Stage 1: Preparation and Submission — Weeks 1-5

Documents collection and application for Maltese residence submitted to Residency Malta Agency (RMA).

Stage 3: Residency Card Collection — Weeks 28–32

Visit to Malta and collection of Maltese residence permit.

Stage 1: Preparation and Submission — Weeks 1-5

Documents collection and application for Maltese residence submitted to Residency Malta Agency (RMA).

Stage 2: Residency Approval — Weeks 24–28

Transfer of required contribution to the Maltese economy and Donation to non-government organization.

Stage 3: Residency Card Collection — Weeks 28–32

Visit to Malta and collection of Maltese residence permit.

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